Practical calculators for better pricing decisions.
MarginForge free tools help contractors and business operators understand the numbers behind labor, overhead, pricing and job profitability—one calculation at a time.
No signup required. No subscription.
Loaded Labor Cost Calculator
Estimate what an employee actually costs per productive hour after wages, payroll burden, workers' compensation, benefits, bonuses and productive capacity are considered.
Example: A $28.00 hourly wage can become $42.27 per productive hour once the full employment cost and productive capacity are included.
$28.00/hr
Base hourly wage
$74,393.60
Estimated annual employment cost
1,760 hours
Annual productive capacity
$42.27/hr
Loaded cost per productive hour
+51.0%
Above base wage
See the costs that can disappear when pricing is based only on wages, materials or simple markup.
Understand what the work costs before deciding what the customer should pay.
MarginForge tools are designed around transparent formulas and clearly stated assumptions rather than black-box outputs.
Move from the free single-employee calculator to the Contractor Labor Cost & Labor Burden Calculator for multiple labor roles, blended team rates, margin scenarios, and a reusable Excel model.