PRICING, PROFITABILITY & OPERATING TOOLS

Know the numbers behind the work.

MarginForge builds practical Excel tools for contractors and home-service businesses who want clearer visibility into labor cost, job pricing, margins, overhead recovery, and job profitability.

Explore Pricing Tools Try a Free Calculator

Choose the tool that solves your problem

Start with the number you need to understand today. Move to MarginForge Pro when you need the complete pricing and profitability workflow.

Contractor Labor Cost & Labor Burden Calculator

Contractor Labor Cost & Labor Burden Calculator

$11.99 USD

Contractor Job Pricing & Profit Calculator

Contractor Job Pricing & Profit Calculator

$19.99 USD

Home Service Pricing & Job Profitability Pro

Home Service Pricing & Job Profitability Pro

$49.00 USD

Start with the question you're trying to answer

What does my labor actually cost?

Calculate employer labor cost per productive hour and see the billable labor rate required at different margin targets.

Calculate Labor Cost

$11.99 • Focused labor tool

What should this job sell for?

Combine labor and direct job costs, add contingency, select a target gross margin, and calculate the required selling price.

Price a Job

$19.99 • Focused job-pricing tool

Do I need the complete pricing system?

Model labor, direct costs, overhead, gross margin and contribution economics—then compare the estimate with completed-job results.

Explore MarginForge Pro

$49 • Complete workflow

THE COMPLETE MARGINFORGE SYSTEM

Go beyond direct job cost.

MarginForge Home Service Pricing & Job Profitability Pro combines loaded labor modeling, overhead recovery, direct gross-margin pricing, sustainable contribution pricing, Recommended Sell Price, estimate-vs-actual analysis, completed-job history, and management reporting in one professional Excel workbook.

Choose Pro when you need more than a single calculation—you need a repeatable pricing and profitability process.

Explore Pricing & Job Profitability Pro — $49

Better pricing starts with better inputs

Know true labor cost

Straight hourly wage rarely represents the full cost of a productive field hour.

Build the job from direct cost

Labor, materials, subcontractors, equipment, contingency, and other job costs create the basis for pricing.

Recover overhead deliberately

Gross margin alone does not guarantee that a job supports the fixed costs of the business.

COMPARE THE TOOLS

Which MarginForge tool is right for you?

Start with the problem you need to solve today, or choose MarginForge Pro for the complete pricing and profitability workflow.

What you need
Labor Cost $11.99
Job Pricing $19.99
MarginForge Pro $49
Loaded labor cost
✓
Uses your rate
✓
Multiple labor roles
✓
—
✓
Direct job costs
—
✓
✓
Contingency / waste
—
✓
✓
Target gross-margin pricing
Labor only
✓
✓
Fixed-overhead allocation
—
—
✓
Sustainable contribution pricing
—
—
✓
Estimate vs. actual
—
—
✓
Job history / dashboard
—
—
✓

Labor Cost & Burden Calculator

Best for understanding true field labor cost.

$11.99
Loaded labor cost✓
Multiple labor roles✓
Target margin pricingLabor only
Explore Labor Cost Tool

Job Pricing & Profit Calculator

Best for pricing a specific job to a target margin.

$19.99
Direct job costs✓
Contingency / waste✓
Target gross-margin price✓
Explore Job Pricing Tool
COMPLETE SYSTEM

Pricing & Job Profitability Pro

Best for complete pricing and profitability management.

$49
Labor + direct costs✓
Overhead recovery✓
Sustainable pricing✓
Estimate vs. actual✓
Job history / dashboard✓
Explore MarginForge Pro

Not sure where to start? If you don't yet know your true loaded labor cost, start with the Labor Cost & Burden Calculator.

FREE MARGINFORGE CALCULATOR

Calculate loaded labor cost for free

Estimate the annual employer cost and loaded cost per productive hour for one field employee. Then use the paid Labor Cost & Burden Calculator when you need multiple roles, margin scenarios, blended team rates, and a reusable Excel model.

Use the Free Calculator Get the Full Labor Calculator — $11.99

Your hourly wage is not your true labor cost.

A field employee who earns $28.00 per hour can cost the business significantly more once payroll burden, workers' compensation, benefits, paid nonproductive time, bonuses and other employment costs are included.


  • $28.00/hour Base hourly wage

  • $74,393.60 Estimated annual employment cost

  • 1,760 hours Annual productive capacity

  • $42.27/hour Loaded labor cost per productive hour

  • +51.0% Above the base wage

MarginForge Guides

Practical explanations of the pricing, labor, overhead and job-costing concepts behind better business decisions.

How to Price a Home-Service Job


Build pricing from direct job costs, loaded labor, overhead and margin targets.

Read Guide →

How to Calculate Loaded Labor Cost

Understand the true cost of field labor beyond the employee’s hourly wage.

Read Guide →

Contractor Overhead Per Productive Hour

Turn annual overhead into a practical job-level recovery method.

Read Guide →

Markup vs. Margin

See why a 40% markup does not produce a 40% gross margin.

Read Guide →

Estimate vs. Actual Job Costing

Compare the quote with completed-job performance and improve future estimates.

Read Guide →

About MarginForge

Built for operators who want to understand the numbers.

MarginForge, LLC builds practical pricing, profitability and operating tools around transparent calculations and clearly stated assumptions. Our goal is to help business owners make better-informed decisions without hiding the economics behind a black box.

MarginForge tools support business decisions—they don't replace them. You remain responsible for verifying your inputs, assumptions, calculations, pricing and outputs before using them in quotes, bids, proposals or contracts.


About MarginForge →